{"id":42,"date":"2026-09-11T16:28:39","date_gmt":"2026-09-11T16:28:39","guid":{"rendered":"https:\/\/demo.dealerthemes.com\/modern-franchise\/financing\/"},"modified":"2026-09-11T18:36:20","modified_gmt":"2026-09-11T18:36:20","slug":"financing","status":"publish","type":"page","link":"https:\/\/demo.dealerthemes.com\/modern-franchise\/financing\/","title":{"rendered":"Financing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"42\" class=\"elementor elementor-42\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa01fa6 e-con e-atomic-element e-flexbox-base e-default-div e-fa01fa6-127e829 \" data-id=\"fa01fa6\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fa01fa6\" id=\"financing-page\" data-e-type=\"e-flexbox\" data-id=\"fa01fa6\">\n    <div class=\"elementor-element elementor-element-fc92cf1 e-con e-atomic-element e-flexbox-base e-default-div e-fc92cf1-75d0926 \" data-id=\"fc92cf1\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fc92cf1\" data-e-type=\"e-flexbox\" data-id=\"fc92cf1\">\n    <div class=\"elementor-element elementor-element-f14290f e-con e-atomic-element e-flexbox-base e-default-div e-f14290f-80ce989 \" data-id=\"f14290f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f14290f\" data-e-type=\"e-flexbox\" data-id=\"f14290f\">\n    <div class=\"elementor-element elementor-element-f7a528d e-con e-atomic-element e-flexbox-base e-default-div e-f7a528d-80bb62b \" data-id=\"f7a528d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f7a528d\" data-e-type=\"e-flexbox\" data-id=\"f7a528d\">\n    \t\t\t<span class=\"e-f15acdb-dc308ec e-paragraph-base e-default-span\" data-interaction-id=\"f15acdb\" data-e-type=\"widget\" data-id=\"f15acdb\"><a href=\"https:\/\/demo.dealerthemes.com\/modern-franchise\/\" target=\"_self\" class=\"e-paragraph-link-base e-default-a\">\n\t\tHome\n\t<\/a><\/span>\n\t\t\t\t\t<span class=\"e-f53aae5-351b2bb e-paragraph-base e-default-span\" data-interaction-id=\"f53aae5\" data-e-type=\"widget\" data-id=\"f53aae5\">\/<\/span>\n\t\t\t\t\t<span class=\"e-f5dda59-a765f9a e-paragraph-base e-default-span\" data-interaction-id=\"f5dda59\" data-e-type=\"widget\" data-id=\"f5dda59\">Financing<\/span>\n\t\t\n<\/div>\n\t\t\t<h1 data-interaction-id=\"fdd825a\" class=\"e-fdd825a-b0a24c8 e-heading-base e-default-h1\" data-e-type=\"widget\" data-id=\"fdd825a\">Financing that fits the car \u2014 and the life around it.<\/h1>\n\t\t\t\t\t<p class=\"e-fb360cf-7f2e086 e-paragraph-base e-default-p\" data-interaction-id=\"fb360cf\" data-e-type=\"widget\" data-id=\"fb360cf\">Apply once and we shop it to the lenders we work with. You get a real answer from a person in our finance office, and nothing is submitted to a lender until you say so.<\/p>\n\t\t<div class=\"elementor-element elementor-element-f992fb6 e-con e-atomic-element e-flexbox-base e-default-div e-f992fb6-121a68a \" data-id=\"f992fb6\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f992fb6\" data-e-type=\"e-flexbox\" data-id=\"f992fb6\">\n    \t\t\t<a href=\"#apply\" target=\"_self\" class=\"e-f00ef21-9b9ffd7 e-button-base e-default-a\" data-interaction-id=\"f00ef21\" data-e-type=\"widget\" data-id=\"f00ef21\">\n\tGet pre-approved\n<\/a>\n\t\t\t\t\t<a href=\"#calculator\" target=\"_self\" class=\"e-f141419-cf33321 e-button-base e-default-a\" data-interaction-id=\"f141419\" data-e-type=\"widget\" data-id=\"f141419\">\n\tEstimate a payment\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-fc10ccf e-con e-atomic-element e-flexbox-base e-default-div e-fc10ccf-c84d4c0 \" data-id=\"fc10ccf\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fc10ccf\" data-e-type=\"e-flexbox\" data-id=\"fc10ccf\">\n    \t\t\t<p class=\"e-fb4158a-5ac813d e-paragraph-base e-default-p\" data-interaction-id=\"fb4158a\" data-e-type=\"widget\" data-id=\"fb4158a\">Finance office<\/p>\n\t\t\t\t\t<p class=\"e-f1813a1-accdd3c e-paragraph-base e-default-p\" data-interaction-id=\"f1813a1\" data-e-type=\"widget\" data-id=\"f1813a1\"><a href=\"tel:+18005670123\" target=\"_self\" class=\"e-paragraph-link-base e-default-a\">\n\t\t1-800-567-0123\n\t<\/a><\/p>\n\t\t\t\t\t<p class=\"e-f4bf60a-0865154 e-paragraph-base e-default-p\" data-interaction-id=\"f4bf60a\" data-e-type=\"widget\" data-id=\"f4bf60a\">Mon\u2013Fri 9:00\u201319:00 \u00b7 Sat 9:00\u201317:00<br>Ask for the finance desk. Applications are reviewed during these hours.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-f279186 e-con e-atomic-element e-flexbox-base e-default-div e-f279186-3bb0aba \" data-id=\"f279186\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f279186\" data-e-type=\"e-flexbox\" data-id=\"f279186\">\n    <div class=\"elementor-element elementor-element-f6a6ca4 e-con e-atomic-element e-flexbox-base e-default-div e-f6a6ca4-154bc77 \" data-id=\"f6a6ca4\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f6a6ca4\" data-e-type=\"e-flexbox\" data-id=\"f6a6ca4\">\n    \t\t\t<p class=\"e-fe95654-1f733e2 e-paragraph-base e-default-p\" data-interaction-id=\"fe95654\" data-e-type=\"widget\" data-id=\"fe95654\">How it works<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"f351e06\" class=\"e-f351e06-d565d8e e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"f351e06\">Three steps. One credit pull.<\/h2>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-f2e039e e-con e-atomic-element e-div-block-base e-default-div e-f2e039e-2c01cf7 \" data-id=\"f2e039e\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"f2e039e\" data-e-type=\"e-div-block\" data-id=\"f2e039e\">\n    <div class=\"elementor-element elementor-element-fd0bfcb e-con e-atomic-element e-flexbox-base e-default-div e-fd0bfcb-4c1e58c \" data-id=\"fd0bfcb\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fd0bfcb\" data-e-type=\"e-flexbox\" data-id=\"fd0bfcb\">\n    \t\t\t<p class=\"e-f33eb36-7399e4e e-paragraph-base e-default-p\" data-interaction-id=\"f33eb36\" data-e-type=\"widget\" data-id=\"f33eb36\">01<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"fb595c7\" class=\"e-fb595c7-cb47171 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"fb595c7\">Apply online<\/h3>\n\t\t\t\t\t<p class=\"e-fb3ee67-1682aee e-paragraph-base e-default-p\" data-interaction-id=\"fb3ee67\" data-e-type=\"widget\" data-id=\"fb3ee67\">Five minutes, no social security number on this form. Tell us about income, housing and the car you have in mind \u2014 or leave the car blank.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-faa3dcf e-con e-atomic-element e-flexbox-base e-default-div e-faa3dcf-1a53187 \" data-id=\"faa3dcf\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"faa3dcf\" data-e-type=\"e-flexbox\" data-id=\"faa3dcf\">\n    \t\t\t<p class=\"e-fc6f634-89d29f2 e-paragraph-base e-default-p\" data-interaction-id=\"fc6f634\" data-e-type=\"widget\" data-id=\"fc6f634\">02<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"f7a6ad8\" class=\"e-f7a6ad8-d78b3d4 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"f7a6ad8\">We shop the lenders<\/h3>\n\t\t\t\t\t<p class=\"e-f301789-e4496ab e-paragraph-base e-default-p\" data-interaction-id=\"f301789\" data-e-type=\"widget\" data-id=\"f301789\">Our finance office presents your application to the banks and credit unions we work with, and comes back with the options side by side.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-f5f961a e-con e-atomic-element e-flexbox-base e-default-div e-f5f961a-b0d7ed9 \" data-id=\"f5f961a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f5f961a\" data-e-type=\"e-flexbox\" data-id=\"f5f961a\">\n    \t\t\t<p class=\"e-fc2b8aa-5dc6a07 e-paragraph-base e-default-p\" data-interaction-id=\"fc2b8aa\" data-e-type=\"widget\" data-id=\"fc2b8aa\">03<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"f3531a9\" class=\"e-f3531a9-b962341 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"f3531a9\">Choose, sign, drive<\/h3>\n\t\t\t\t\t<p class=\"e-fe48d19-d574b46 e-paragraph-base e-default-p\" data-interaction-id=\"fe48d19\" data-e-type=\"widget\" data-id=\"fe48d19\">Pick the term and payment that suit you. Sign in the showroom or remotely, and we deliver the car or hand you the keys here.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-fd3e622 e-con e-atomic-element e-flexbox-base e-default-div e-fd3e622-7dfe9e8 \" data-id=\"fd3e622\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fd3e622\" id=\"calculator\" data-e-type=\"e-flexbox\" data-id=\"fd3e622\">\n    <div class=\"elementor-element elementor-element-f6cb85d e-con e-atomic-element e-div-block-base e-default-div e-f6cb85d-0b9f662 \" data-id=\"f6cb85d\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"f6cb85d\" data-e-type=\"e-div-block\" data-id=\"f6cb85d\">\n    <div class=\"elementor-element elementor-element-f3a2e6c e-con e-atomic-element e-flexbox-base e-default-div e-f3a2e6c-e08bceb \" data-id=\"f3a2e6c\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f3a2e6c\" data-e-type=\"e-flexbox\" data-id=\"f3a2e6c\">\n    <div class=\"elementor-element elementor-element-fc2b97e e-con e-atomic-element e-flexbox-base e-default-div e-fc2b97e-1a3ce64 \" data-id=\"fc2b97e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fc2b97e\" data-e-type=\"e-flexbox\" data-id=\"fc2b97e\">\n    \t\t\t<p class=\"e-f864d22-b2b3120 e-paragraph-base e-default-p\" data-interaction-id=\"f864d22\" data-e-type=\"widget\" data-id=\"f864d22\">Payment estimator<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"fe2d962\" class=\"e-fe2d962-54bcd1b e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"fe2d962\">Try a number before you fall for a car.<\/h2>\n\t\t\n<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdf8966 t02-calc t02-gf-ui elementor-widget elementor-widget-dms_financing_calculator\" data-id=\"fdf8966\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_financing_calculator.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_financing_calculator\"><div class='' >\n  <div class=\"dms-financing-calculator\" data-currency-symbol=\"$\"\n       data-error-text=\"Enter a number.\"\n       data-currency-placement=\"before\"\n       data-currency-thousand=\",\"\n       data-currency-decimal=\".\"\n       data-currency-decimals=\"0\">\n    <div class=\"table-responsive\">\n      <table class=\"table no-border no-margin\">\n        <tbody>\n        <tr>\n          <td><label for=\"dms-fc-1-cost\">Cost of Vehicle ($):<\/label><\/td>\n          <td><input type=\"text\" inputmode=\"decimal\" id=\"dms-fc-1-cost\" class=\"input dms-cost\" value=\"35000\"><\/td>\n        <\/tr>\n        <tr>\n          <td><label for=\"dms-fc-1-down-payment\">Down Payment ($):<\/label><\/td>\n          <td><input type=\"text\" inputmode=\"decimal\" id=\"dms-fc-1-down-payment\" class=\"input dms-down-payment\" value=\"3500\"><\/td>\n        <\/tr>\n        <tr>\n          <td><label for=\"dms-fc-1-interest\">Annual Interest Rate (%):<\/label><\/td>\n          <td><input type=\"text\" inputmode=\"decimal\" id=\"dms-fc-1-interest\" class=\"input dms-interest\" value=\"7.49\"><\/td>\n        <\/tr>\n        <tr>\n          <td><label for=\"dms-fc-1-loan-years\">Term of Loan in Years:<\/label><\/td>\n          <td><input type=\"text\" inputmode=\"decimal\" id=\"dms-fc-1-loan-years\" class=\"input dms-loan-years\" value=\"5\"><\/td>\n        <\/tr>\n        <tr>\n          <td><label for=\"dms-fc-1-frequency\">Payment Frequency:<\/label><\/td>\n          <td>\n            <div class=\"select\">\n              <select id=\"dms-fc-1-frequency\" class=\"dms-frequency\">\n                <option value='26'>Bi-Weekly<\/option><option value='52'>Weekly<\/option><option value='12' selected>Monthly<\/option>              <\/select>\n            <\/div>\n          <\/td>\n        <\/tr>\n        <\/tbody>\n      <\/table>\n    <\/div>\n\n    <div class=\"has-text-centered my-4\">\n      <button type=\"button\" class=\"dms-button calculate\">Calculate My Payment<\/button>\n    <\/div>\n\n    <div class=\"calculation\" aria-live=\"polite\">\n      <div class=\"table-responsive\">\n        <table>\n          <tbody>\n          <tr>\n            <td><strong>Number of Payments:<\/strong><\/td>\n            <td><strong class=\"payments\">0<\/strong><\/td>\n          <\/tr>\n          <tr>\n            <td><strong>Payment Amount:<\/strong><\/td>\n            <td><strong class=\"payment_amount\">$ 00.00<\/strong><\/td>\n          <\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-fd605b7-78b4f8c e-paragraph-base e-default-p\" data-interaction-id=\"fd605b7\" data-e-type=\"widget\" data-id=\"fd605b7\">Estimate only. Not an offer of credit. Excludes taxes, licensing and optional products. Your rate depends on approved credit, term and the vehicle.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-f00e228 e-con e-atomic-element e-flexbox-base e-default-div e-f00e228-650c0b1 \" data-id=\"f00e228\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f00e228\" data-e-type=\"e-flexbox\" data-id=\"f00e228\">\n    <div class=\"elementor-element elementor-element-f859cca e-con e-atomic-element e-flexbox-base e-default-div e-f859cca-d1a81ce \" data-id=\"f859cca\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f859cca\" data-e-type=\"e-flexbox\" data-id=\"f859cca\">\n    <div class=\"elementor-element elementor-element-fc30f83 e-con e-atomic-element e-flexbox-base e-default-div e-fc30f83-b3183ee \" data-id=\"fc30f83\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fc30f83\" data-e-type=\"e-flexbox\" data-id=\"fc30f83\">\n    \t\t\t<h3 data-interaction-id=\"f98bfd7\" class=\"e-f98bfd7-858e584 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"f98bfd7\">Representative example<\/h3>\n\t\t\t\t\t<span class=\"e-fe5ab9b-ab82f7e e-paragraph-base e-default-span\" data-interaction-id=\"fe5ab9b\" data-e-type=\"widget\" data-id=\"fe5ab9b\">Dealer-editable<\/span>\n\t\t\n<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb0401a t02-rep-w elementor-widget elementor-widget-html\" data-id=\"fb0401a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\n.t02-rep{border-collapse:collapse;width:100%;font-size:14.5px;line-height:1.4;margin:0;background:transparent}\n.t02-rep td{border:0 !important;background:transparent !important;padding:10px 0 !important;border-bottom:1px solid var(--e-global-color-t02gallery) !important;vertical-align:top}\n.t02-rep tr:last-child td{border-bottom:0 !important}\n.t02-rep td:first-child{color:var(--e-global-color-t02muted)}\n.t02-rep td:last-child{text-align:right;font-weight:500;font-variant-numeric:tabular-nums;color:var(--e-global-color-text);white-space:nowrap}\n.t02-rep tr.t02-key td:last-child{font-weight:600}\n<\/style>\n<table class=\"t02-rep\"><tbody>\n<tr><td>Vehicle price<\/td><td>$35,000<\/td><\/tr>\n<tr><td>Down payment<\/td><td>$3,500<\/td><\/tr>\n<tr><td>Amount financed<\/td><td>$31,500<\/td><\/tr>\n<tr><td>Annual percentage rate<\/td><td>7.49% APR<\/td><\/tr>\n<tr><td>Term<\/td><td>60 monthly payments<\/td><\/tr>\n<tr class=\"t02-key\"><td>Monthly payment<\/td><td>$631<\/td><\/tr>\n<tr><td>Total cost of credit<\/td><td>$6,360<\/td><\/tr>\n<\/tbody><\/table>\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-f6ecfde-939be0d e-paragraph-base e-default-p\" data-interaction-id=\"f6ecfde\" data-e-type=\"widget\" data-id=\"f6ecfde\">Illustration for a well-qualified buyer. Figures rounded. Your terms may differ.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-f63dc55 e-con e-atomic-element e-flexbox-base e-default-div e-f63dc55-1de7ba1 \" data-id=\"f63dc55\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f63dc55\" data-e-type=\"e-flexbox\" data-id=\"f63dc55\">\n    \t\t\t<h3 data-interaction-id=\"fb05e1d\" class=\"e-fb05e1d-ac5285a e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"fb05e1d\">Bring these and we can finish in one visit<\/h3>\n\t\t<div class=\"elementor-element elementor-element-fdcd761 e-con e-atomic-element e-flexbox-base e-default-div e-fdcd761-3c627d4 \" data-id=\"fdcd761\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fdcd761\" data-e-type=\"e-flexbox\" data-id=\"fdcd761\">\n    \t\t\t<p class=\"e-f107eef-a5f57a2 e-paragraph-base e-default-p\" data-interaction-id=\"f107eef\" data-e-type=\"widget\" data-id=\"f107eef\">Valid driver's licence<\/p>\n\t\t\t\t\t<p class=\"e-f6e59e2-a65a2cd e-paragraph-base e-default-p\" data-interaction-id=\"f6e59e2\" data-e-type=\"widget\" data-id=\"f6e59e2\">Proof of income \u2014 two recent pay stubs or last year's return if self-employed<\/p>\n\t\t\t\t\t<p class=\"e-f5a5a8b-f6d9c01 e-paragraph-base e-default-p\" data-interaction-id=\"f5a5a8b\" data-e-type=\"widget\" data-id=\"f5a5a8b\">Proof of residence \u2014 a utility bill or lease<\/p>\n\t\t\t\t\t<p class=\"e-f82cd87-caf4758 e-paragraph-base e-default-p\" data-interaction-id=\"f82cd87\" data-e-type=\"widget\" data-id=\"f82cd87\">Proof of insurance, or we can connect you with a broker<\/p>\n\t\t\t\t\t<p class=\"e-f62c85a-f5bf8b1 e-paragraph-base e-default-p\" data-interaction-id=\"f62c85a\" data-e-type=\"widget\" data-id=\"f62c85a\">Title and payoff details if you're trading in<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-f4379f2 e-con e-atomic-element e-div-block-base e-default-div e-f4379f2-26785a6 \" data-id=\"f4379f2\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"f4379f2\" data-e-type=\"e-div-block\" data-id=\"f4379f2\">\n    <div class=\"elementor-element elementor-element-f2df159 e-con e-atomic-element e-flexbox-base e-default-div e-f2df159-67d005c \" data-id=\"f2df159\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f2df159\" data-e-type=\"e-flexbox\" data-id=\"f2df159\">\n    \t\t\t<p class=\"e-fd881d6-c6c3765 e-paragraph-base e-default-p\" data-interaction-id=\"fd881d6\" data-e-type=\"widget\" data-id=\"fd881d6\">Good to know<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"f65ca48\" class=\"e-f65ca48-52630a3 e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"f65ca48\">The three levers that move a payment.<\/h2>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-f89aa00 e-con e-atomic-element e-flexbox-base e-default-div e-f89aa00-fbe32b3 \" data-id=\"f89aa00\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f89aa00\" data-e-type=\"e-flexbox\" data-id=\"f89aa00\">\n    \t\t\t<h3 data-interaction-id=\"fb7f981\" class=\"e-fb7f981-fd32e4e e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"fb7f981\">Credit history<\/h3>\n\t\t\t\t\t<p class=\"e-fd48877-29c4f3e e-paragraph-base e-default-p\" data-interaction-id=\"fd48877\" data-e-type=\"widget\" data-id=\"fd48877\">Lenders price by risk. A thin or bruised file usually means a higher rate, not a no \u2014 and a solid co-applicant or a larger down payment can change the tier you land in.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-f817ec7 e-con e-atomic-element e-flexbox-base e-default-div e-f817ec7-97521db \" data-id=\"f817ec7\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f817ec7\" data-e-type=\"e-flexbox\" data-id=\"f817ec7\">\n    \t\t\t<h3 data-interaction-id=\"f895370\" class=\"e-f895370-f73e84b e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"f895370\">Down payment<\/h3>\n\t\t\t\t\t<p class=\"e-f8b665d-53e0005 e-paragraph-base e-default-p\" data-interaction-id=\"f8b665d\" data-e-type=\"widget\" data-id=\"f8b665d\">Money down lowers the amount financed and the interest you pay over the term. Ten to twenty percent is a common target on a used vehicle; a trade-in counts.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-fdbb939 e-con e-atomic-element e-flexbox-base e-default-div e-fdbb939-714c1b3 \" data-id=\"fdbb939\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fdbb939\" data-e-type=\"e-flexbox\" data-id=\"fdbb939\">\n    \t\t\t<h3 data-interaction-id=\"f6fb7e6\" class=\"e-f6fb7e6-61e5de3 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"f6fb7e6\">Term length<\/h3>\n\t\t\t\t\t<p class=\"e-f8f43b4-e90917d e-paragraph-base e-default-p\" data-interaction-id=\"f8f43b4\" data-e-type=\"widget\" data-id=\"f8f43b4\">A longer term lowers each payment and raises the total cost. We'll show you the same car at 48, 60 and 72 months so the trade-off is visible, not buried.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-fd84d58 e-con e-atomic-element e-flexbox-base e-default-div e-fd84d58-8a90b5e \" data-id=\"fd84d58\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fd84d58\" id=\"apply\" data-e-type=\"e-flexbox\" data-id=\"fd84d58\">\n    <div class=\"elementor-element elementor-element-f2f36f1 e-con e-atomic-element e-flexbox-base e-default-div e-f2f36f1-6bfb09f \" data-id=\"f2f36f1\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f2f36f1\" data-e-type=\"e-flexbox\" data-id=\"f2f36f1\">\n    <div class=\"elementor-element elementor-element-fdd198f e-con e-atomic-element e-flexbox-base e-default-div e-fdd198f-ebb9e3c \" data-id=\"fdd198f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fdd198f\" data-e-type=\"e-flexbox\" data-id=\"fdd198f\">\n    \t\t\t<p class=\"e-f0ed142-0fa910f e-paragraph-base e-default-p\" data-interaction-id=\"f0ed142\" data-e-type=\"widget\" data-id=\"f0ed142\">Pre-approval request<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"f175b4e\" class=\"e-f175b4e-a5e130b e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"f175b4e\">Tell us about yourself.<\/h2>\n\t\t\t\t\t<p class=\"e-f78685f-a94d234 e-paragraph-base e-default-p\" data-interaction-id=\"f78685f\" data-e-type=\"widget\" data-id=\"f78685f\">No social security number is collected here. A finance manager will call to complete the application \u2014 your credit is only pulled with your permission at that point.<\/p>\n\t\t\n<\/div>\n\t\t<div class=\"elementor-element elementor-element-ff592ae t02-preapp elementor-widget elementor-widget-dms_form\" data-id=\"ff592ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form\"><form class='dms-form dms-form-109 dms-contact-form' data-form-id='109' id='' data-alert-duration='3' ><div class='dms-form-alerts'><div class='dms-form-alert-success'><article role='status' class='message is-success' >\n  <div class=\"message-header\">\n    <div>Success<\/div>\n\n          <button class=\"delete\" aria-label=\"delete\"><\/button>\n      <\/div>\n  <div class=\"message-body\">\n      <\/div>\n<\/article><\/div><div class='dms-form-alert-error'><article role='alert' class='message is-danger' >\n  <div class=\"message-header\">\n    <div>Error<\/div>\n\n          <button class=\"delete\" aria-label=\"delete\"><\/button>\n      <\/div>\n  <div class=\"message-body\">\n      <\/div>\n<\/article><\/div><\/div><div class='dms-form-sr-status dms-visually-hidden' aria-live='assertive' aria-atomic='true'><\/div><span class='dms-visually-hidden' aria-hidden='true'><input type='text' name='website' value='' tabindex='-1' autocomplete='off'><\/span>\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"109\" class=\"elementor elementor-109\" data-elementor-post-type=\"inventory-dmst\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f109l01 t02-legend elementor-widget elementor-widget-heading\" data-id=\"f109l01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span id=\"t02-l1\">01<\/span> About you<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109a01 elementor-widget elementor-widget-dms_form_input_text\" data-id=\"f109a01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_input_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_input_text\" data-input-name=\"name\"><label class='dms-form-field-label' for='dms-form-name-2' >Name <span class=\"dms-form-field-required\" aria-hidden=\"true\">*<\/span><\/label>\n<div class=\"dms-form-text-input-container\">\n    <input type='text' class='input dms-form-text-input' placeholder='First and last' required='' aria-required='true' id='dms-form-name-2' name='name' >\n  <\/div>\n<span class='dms-form-field-error' role='status' id='dms-form-name-2-error' hidden><\/span>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109a02 elementor-widget elementor-widget-dms_form_input_text\" data-id=\"f109a02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_input_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_input_text\" data-input-name=\"email\"><label class='dms-form-field-label' for='dms-form-email-3' >Email <span class=\"dms-form-field-required\" aria-hidden=\"true\">*<\/span><\/label>\n<div class=\"dms-form-text-input-container\">\n    <input type='email' class='input dms-form-text-input' placeholder='you@email.com' required='' aria-required='true' id='dms-form-email-3' name='email' >\n  <\/div>\n<span class='dms-form-field-error' role='status' id='dms-form-email-3-error' hidden><\/span>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109a03 elementor-widget elementor-widget-dms_form_input_text\" data-id=\"f109a03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_input_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_input_text\" data-input-name=\"phone\"><label class='dms-form-field-label' for='dms-form-phone-4' >Phone <span class=\"dms-form-field-required\" aria-hidden=\"true\">*<\/span><\/label>\n<div class=\"dms-form-text-input-container\">\n    <input type='tel' class='input dms-form-text-input' placeholder='' required='' aria-required='true' id='dms-form-phone-4' name='phone' >\n  <\/div>\n<span class='dms-form-field-error' role='status' id='dms-form-phone-4-error' hidden><\/span>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109l02 t02-legend elementor-widget elementor-widget-heading\" data-id=\"f109l02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span id=\"t02-l2\">02<\/span> Income &amp; housing<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109b01 elementor-widget elementor-widget-dms_form_select\" data-id=\"f109b01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_select.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_select\" data-input-name=\"employment\"><label class='dms-form-field-label' for='dms-form-employment-5' >Employment <span class=\"dms-form-field-required\" aria-hidden=\"true\">*<\/span><\/label>\n<div class=\"select\">\n  <select class='' id='dms-form-employment-5' name='employment' required='' aria-required='true' >\n    <option value=\"Employed full-time\">Employed full-time<\/option><option value=\"Employed part-time\">Employed part-time<\/option><option value=\"Self-employed\">Self-employed<\/option><option value=\"Retired\">Retired<\/option><option value=\"Student\">Student<\/option><option value=\"Other\">Other<\/option>  <\/select>\n<\/div>\n<span class='dms-form-field-error' role='status' id='dms-form-employment-5-error' hidden><\/span>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109b02 elementor-widget elementor-widget-dms_form_input_text\" data-id=\"f109b02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_input_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_input_text\" data-input-name=\"monthly_income\"><label class='dms-form-field-label' for='dms-form-monthly-income-6' >Gross monthly income ($) <span class=\"dms-form-field-required\" aria-hidden=\"true\">*<\/span><\/label>\n<div class=\"dms-form-text-input-container\">\n    <input type='number' class='input dms-form-text-input' placeholder='Before tax' required='' aria-required='true' id='dms-form-monthly-income-6' name='monthly_income' >\n  <\/div>\n<span class='dms-form-field-error' role='status' id='dms-form-monthly-income-6-error' hidden><\/span>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109b03 elementor-widget elementor-widget-dms_form_select\" data-id=\"f109b03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_select.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_select\" data-input-name=\"housing\"><label class='dms-form-field-label' for='dms-form-housing-7' >Housing <span class=\"dms-form-field-required\" aria-hidden=\"true\">*<\/span><\/label>\n<div class=\"select\">\n  <select class='' id='dms-form-housing-7' name='housing' required='' aria-required='true' >\n    <option value=\"Rent\">Rent<\/option><option value=\"Own with mortgage\">Own with mortgage<\/option><option value=\"Own outright\">Own outright<\/option><option value=\"Live with family\">Live with family<\/option>  <\/select>\n<\/div>\n<span class='dms-form-field-error' role='status' id='dms-form-housing-7-error' hidden><\/span>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109b04 elementor-widget elementor-widget-dms_form_input_text\" data-id=\"f109b04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_input_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_input_text\" data-input-name=\"housing_payment\"><label class='dms-form-field-label' for='dms-form-housing-payment-8' >Monthly housing payment ($) <span class=\"dms-form-field-required\" aria-hidden=\"true\">*<\/span><\/label>\n<div class=\"dms-form-text-input-container\">\n    <input type='number' class='input dms-form-text-input' placeholder='' required='' aria-required='true' id='dms-form-housing-payment-8' name='housing_payment' >\n  <\/div>\n<span class='dms-form-field-error' role='status' id='dms-form-housing-payment-8-error' hidden><\/span>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109l03 t02-legend elementor-widget elementor-widget-heading\" data-id=\"f109l03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span id=\"t02-l3\">03<\/span> The deal<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109c01 elementor-widget elementor-widget-dms_form_input_text\" data-id=\"f109c01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_input_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_input_text\" data-input-name=\"vehicle\"><label class='dms-form-field-label' for='dms-form-vehicle-9' >Vehicle of interest<\/label>\n<div class=\"dms-form-text-input-container\">\n    <input type='text' class='input dms-form-text-input' placeholder='Stock # or leave blank' id='dms-form-vehicle-9' name='vehicle' >\n  <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109c02 elementor-widget elementor-widget-dms_form_input_text\" data-id=\"f109c02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_input_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_input_text\" data-input-name=\"down_payment\"><label class='dms-form-field-label' for='dms-form-down-payment-10' >Planned down payment ($)<\/label>\n<div class=\"dms-form-text-input-container\">\n    <input type='number' class='input dms-form-text-input' placeholder='' id='dms-form-down-payment-10' name='down_payment' >\n  <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109c03 t02-seg elementor-widget elementor-widget-dms_form_radio\" data-id=\"f109c03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_radio.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_radio\" data-input-name=\"trade_in\"><div class='dms-form-input-radio dms-form-input-columns-0' id='dms-form-trade-in-11' data-required='' aria-required='true' role='radiogroup' aria-labelledby='dms-form-trade-in-11-label' >\n  <span id=\"dms-form-trade-in-11-label\" class=\"dms-form-field-label\">Trading in a vehicle? <span class=\"dms-form-field-required\" aria-hidden=\"true\">*<\/span><\/span>  <div><label><input type='radio' class='t02-seg' name='trade_in' value='Yes'  > Yes<\/label><\/div><div><label><input type='radio' class='t02-seg' name='trade_in' value='No'  > No<\/label><\/div><div><label><input type='radio' class='t02-seg' name='trade_in' value='Not sure yet'   checked> Not sure yet<\/label><\/div><span class='dms-form-field-error' role='status' id='dms-form-trade-in-11-error' hidden><\/span>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109c04 t02-co-toggle elementor-widget elementor-widget-dms_form_checkbox\" data-id=\"f109c04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_checkbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_checkbox\" data-input-name=\"co_applicant\"><div class='dms-form-input-checkbox dms-form-input-columns-1' id='dms-form-co-applicant-12' role='group' aria-labelledby='dms-form-co-applicant-12-label' >\n  <span id=\"dms-form-co-applicant-12-label\" class=\"dms-form-field-label dms-visually-hidden\">Co-applicant<\/span>  <div><label><input type='checkbox' class='' name='co_applicant[]' value='Add a co-applicant'  > Add a co-applicant<\/label><\/div><\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109c05 elementor-widget elementor-widget-dms_form_input_text\" data-id=\"f109c05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_input_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_input_text\" data-input-name=\"co_name\" data-conditions='{&quot;action&quot;:&quot;show&quot;,&quot;relation&quot;:&quot;AND&quot;,&quot;rules&quot;:[{&quot;field&quot;:&quot;co_applicant&quot;,&quot;operator&quot;:&quot;not_empty&quot;,&quot;value&quot;:&quot;&quot;}],&quot;toggle_required&quot;:false}' style=\"display:none\"><label class='dms-form-field-label' for='dms-form-co-name-13' >Co-applicant name<\/label>\n<div class=\"dms-form-text-input-container\">\n    <input type='text' class='input dms-form-text-input' placeholder='' id='dms-form-co-name-13' name='co_name' >\n  <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109c06 elementor-widget elementor-widget-dms_form_input_text\" data-id=\"f109c06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_input_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_input_text\" data-input-name=\"co_phone\" data-conditions='{&quot;action&quot;:&quot;show&quot;,&quot;relation&quot;:&quot;AND&quot;,&quot;rules&quot;:[{&quot;field&quot;:&quot;co_applicant&quot;,&quot;operator&quot;:&quot;not_empty&quot;,&quot;value&quot;:&quot;&quot;}],&quot;toggle_required&quot;:false}' style=\"display:none\"><label class='dms-form-field-label' for='dms-form-co-phone-14' >Co-applicant phone<\/label>\n<div class=\"dms-form-text-input-container\">\n    <input type='tel' class='input dms-form-text-input' placeholder='' id='dms-form-co-phone-14' name='co_phone' >\n  <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109d01 elementor-widget elementor-widget-dms_form_consent\" data-id=\"f109d01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_consent.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_consent\" data-input-name=\"consent\"><div class='dms-form-input-checkbox dms-form-input-consent' role='group' data-required='' aria-required='true' aria-label='Consent' >\n  <div>\n    <label>\n      <input type='checkbox' class='' name='consent[]' value='I confirm the information is accurate and agree to be contacted by Meridian Motorcars about my request. This is not a credit application and does not authorise a credit inquiry.' >\n      <span>I confirm the information is accurate and agree to be contacted by Meridian Motorcars about my request. This is not a credit application and does not authorise a credit inquiry.<\/span>\n    <\/label>\n  <\/div>\n  <span class='dms-form-field-error' role='status' hidden><\/span>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f109d02 dms-button-position-left elementor-widget elementor-widget-dms_form_submit\" data-id=\"f109d02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"dms_form_submit.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dms-elementor-widget-container dms-elementor-widget-dms_form_submit\"><button type='submit' class='button' >\n  Send pre-approval request<\/button>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style>.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-widget-dms_form_input_text input.dms-form-text-input::placeholder, .elementor-widget-dms_form_input_text input.dms-form-text-input{color:var( --e-global-color-text );}.elementor-widget-dms_form_select select{color:var( --e-global-color-text );}.elementor-widget-dms_form_checkbox label{color:var( --e-global-color-text );}.elementor-widget-dms_form_consent label{color:var( --e-global-color-text );}.elementor-widget-dms_form_submit button{color:var( --e-global-color-text );}.elementor-widget-dms_form_submit button:hover{color:var( --e-global-color-text );}.elementor-widget-dms_form_submit button:disabled{color:var( --e-global-color-text );}<\/style><\/form><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-f0f79d8-53e5c52 e-paragraph-base e-default-p\" data-interaction-id=\"f0f79d8\" data-e-type=\"widget\" data-id=\"f0f79d8\">Encrypted in transit. Not shared with lenders until you approve.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-f69e62c e-con e-atomic-element e-flexbox-base e-default-div e-f69e62c-cd9af76 \" data-id=\"f69e62c\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f69e62c\" data-e-type=\"e-flexbox\" data-id=\"f69e62c\">\n    <div class=\"elementor-element elementor-element-febe2da e-con e-atomic-element e-flexbox-base e-default-div e-febe2da-cded0cb \" data-id=\"febe2da\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"febe2da\" data-e-type=\"e-flexbox\" data-id=\"febe2da\">\n    \t\t\t<h3 data-interaction-id=\"f639fb2\" class=\"e-f639fb2-61dd66d e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"f639fb2\">What happens next<\/h3>\n\t\t<div class=\"elementor-element elementor-element-fad6476 e-con e-atomic-element e-flexbox-base e-default-div e-fad6476-31be1e2 \" data-id=\"fad6476\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fad6476\" data-e-type=\"e-flexbox\" data-id=\"fad6476\">\n    \t\t\t<p class=\"e-f0020f8-8770ae3 e-paragraph-base e-default-p\" data-interaction-id=\"f0020f8\" data-e-type=\"widget\" data-id=\"f0020f8\"><span>01<\/span>A finance manager calls to confirm details and answer questions.<\/p>\n\t\t\t\t\t<p class=\"e-f24950b-e9439b2 e-paragraph-base e-default-p\" data-interaction-id=\"f24950b\" data-e-type=\"widget\" data-id=\"f24950b\"><span>02<\/span>With your go-ahead, we submit to our lenders \u2014 one pull, shopped to several.<\/p>\n\t\t\t\t\t<p class=\"e-fd21956-0b739c4 e-paragraph-base e-default-p\" data-interaction-id=\"fd21956\" data-e-type=\"widget\" data-id=\"fd21956\"><span>03<\/span>You get the options in writing before you decide anything.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-f588f19 e-con e-atomic-element e-flexbox-base e-default-div e-f588f19-7ca0605 \" data-id=\"f588f19\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f588f19\" data-e-type=\"e-flexbox\" data-id=\"f588f19\">\n    \t\t\t<h3 data-interaction-id=\"fdbb8cd\" class=\"e-fdbb8cd-f516902 e-heading-base e-default-h3\" data-e-type=\"widget\" data-id=\"fdbb8cd\">Already approved elsewhere?<\/h3>\n\t\t\t\t\t<p class=\"e-fdcdc53-f3e2074 e-paragraph-base e-default-p\" data-interaction-id=\"fdcdc53\" data-e-type=\"widget\" data-id=\"fdcdc53\">Bring the letter. We'll tell you honestly whether we can beat it, and we'll work with your bank or credit union if we can't.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-f82f5df e-con e-atomic-element e-flexbox-base e-default-div e-f82f5df-c3b67ba \" data-id=\"f82f5df\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f82f5df\" data-e-type=\"e-flexbox\" data-id=\"f82f5df\">\n    \t\t\t<p class=\"e-f42823e-1979341 e-paragraph-base e-default-p\" data-interaction-id=\"f42823e\" data-e-type=\"widget\" data-id=\"f42823e\">Rather talk first?<\/p>\n\t\t\t\t\t<p class=\"e-f8b2052-9cba206 e-paragraph-base e-default-p\" data-interaction-id=\"f8b2052\" data-e-type=\"widget\" data-id=\"f8b2052\"><a href=\"tel:+18005670123\" target=\"_self\" class=\"e-paragraph-link-base e-default-a\">\n\t\t1-800-567-0123\n\t<\/a><\/p>\n\t\t\t\t\t<p class=\"e-f7d626a-da28bbf e-paragraph-base e-default-p\" data-interaction-id=\"f7d626a\" data-e-type=\"widget\" data-id=\"f7d626a\">Finance office \u00b7 Mon\u2013Fri 9:00\u201319:00, Sat 9:00\u201317:00<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n<div class=\"elementor-element elementor-element-f4a68dc e-con e-atomic-element e-div-block-base e-default-div e-f4a68dc-686915b \" data-id=\"f4a68dc\" data-element_type=\"e-div-block\" data-e-type=\"e-div-block\" data-interaction-id=\"f4a68dc\" data-e-type=\"e-div-block\" data-id=\"f4a68dc\">\n    <div class=\"elementor-element elementor-element-f064b1c e-con e-atomic-element e-flexbox-base e-default-div e-f064b1c-28d7352 \" data-id=\"f064b1c\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f064b1c\" data-e-type=\"e-flexbox\" data-id=\"f064b1c\">\n    \t\t\t<p class=\"e-f3fcf7f-f6caf5a e-paragraph-base e-default-p\" data-interaction-id=\"f3fcf7f\" data-e-type=\"widget\" data-id=\"f3fcf7f\">Questions<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"f583752\" class=\"e-f583752-258fdcd e-heading-base e-default-h2\" data-e-type=\"widget\" data-id=\"f583752\">Asked at the desk, answered here.<\/h2>\n\t\t\t\t\t<p class=\"e-f839bef-321174d e-paragraph-base e-default-p\" data-interaction-id=\"f839bef\" data-e-type=\"widget\" data-id=\"f839bef\">Something missing? Call the finance office or ask in the form above \u2014 it goes to the same people.<\/p>\n\t\t\n<\/div>\n\t\t<div class=\"elementor-element elementor-element-fe2135f t02-faq-w elementor-widget elementor-widget-html\" data-id=\"fe2135f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\n.t02-faq-wrap{background:var(--e-global-color-t02plinth);border:1px solid var(--e-global-color-t02edge);border-radius:6px;font-family:var(--e-global-typography-text-font-family),system-ui,sans-serif}\n.t02-faq-wrap details{border-bottom:1px solid var(--e-global-color-t02gallery);margin:0}\n.t02-faq-wrap details:last-child{border-bottom:0}\n.t02-faq-wrap summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 24px;min-height:44px;cursor:pointer;font-size:16.5px;font-weight:600;line-height:1.35;color:var(--e-global-color-text);margin:0}\n.t02-faq-wrap summary::-webkit-details-marker{display:none}\n.t02-faq-wrap summary::marker{content:''}\n.t02-faq-wrap summary::after{content:'';flex:0 0 auto;width:18px;height:18px;background:var(--e-global-color-t02muted);-webkit-mask:url(\"data:image\/svg+xml;utf8,<svg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2'><path d='m6 9 6 6 6-6'\/><\/svg>\") center\/contain no-repeat;mask:url(\"data:image\/svg+xml;utf8,<svg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2'><path d='m6 9 6 6 6-6'\/><\/svg>\") center\/contain no-repeat;transition:transform .15s}\n.t02-faq-wrap details[open] summary::after{transform:rotate(180deg)}\n.t02-faq-wrap summary:focus{outline:none}\n.t02-faq-wrap summary:focus-visible{outline:2px solid var(--e-global-color-primary);outline-offset:-2px;border-radius:4px}\n.t02-faq-wrap p{margin:0;padding:0 24px 22px;font-size:15px;line-height:1.65;color:var(--e-global-color-t02muted);max-width:72ch}\n@media (prefers-reduced-motion:reduce){.t02-faq-wrap summary::after{transition:none}}\n<\/style>\n<div class=\"t02-faq-wrap\">\n<details open><summary>Will applying hurt my credit score?<\/summary><p>Sending this form does not touch your credit. When you approve a full application we make one inquiry and shop it to our lenders together \u2014 several lenders looking at one pull is treated as one event by the bureaus.<\/p><\/details>\n<details><summary>Can I finance a car if my credit is poor or thin?<\/summary><p>Usually, yes. We work with lenders across the credit spectrum. Expect a higher rate and possibly a larger down payment; a co-applicant with established credit often widens the options.<\/p><\/details>\n<details><summary>Do you mark up the rate?<\/summary><p>Lenders pay dealers for arranging financing, and that is disclosed below. What we commit to is showing you the options side by side, in writing, including the rate each lender approved.<\/p><\/details>\n<details><summary>Can I pay the loan off early?<\/summary><p>Every contract we arrange is simple interest with no prepayment penalty. Paying early or paying extra reduces the interest you owe.<\/p><\/details>\n<details><summary>I have my own bank approval. Can I still buy here?<\/summary><p>Absolutely. Bring the approval letter or have your bank send a draft. We will also tell you plainly whether we can beat it.<\/p><\/details>\n<details><summary>How long does an answer take?<\/summary><p>Most applications submitted during finance-office hours get a decision the same day. Weekend and evening submissions are reviewed the next business morning.<\/p><\/details>\n<\/div>\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-fd8abfb e-con e-atomic-element e-flexbox-base e-default-div e-fd8abfb-9068b30 \" data-id=\"fd8abfb\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"fd8abfb\" data-e-type=\"e-flexbox\" data-id=\"fd8abfb\">\n    <div class=\"elementor-element elementor-element-f3b0cab e-con e-atomic-element e-flexbox-base e-default-div e-f3b0cab-ca4dc54 \" data-id=\"f3b0cab\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f3b0cab\" data-e-type=\"e-flexbox\" data-id=\"f3b0cab\">\n    \t\t\t<p class=\"e-f2b374e-009c820 e-paragraph-base e-default-p\" data-interaction-id=\"f2b374e\" data-e-type=\"widget\" data-id=\"f2b374e\">Disclosures<\/p>\n\t\t\t\t\t<p class=\"e-f298f37-9c7abb5 e-paragraph-base e-default-p\" data-interaction-id=\"f298f37\" data-e-type=\"widget\" data-id=\"f298f37\">Financing is provided by third-party lenders and is subject to credit approval. Not all applicants will qualify. Rates, terms and payment figures shown on this page are illustrations for a well-qualified buyer and are not an offer or commitment to lend. Your actual rate depends on your credit history, the vehicle, the term, the amount financed and the lender's current programs. Payment estimates exclude taxes, title, licensing, registration and any optional products. Meridian Motorcars receives compensation from lenders for arranging financing.<\/p>\n\t\t\t\t\t<p class=\"e-f83f68f-f61750b e-paragraph-base e-default-p\" data-interaction-id=\"f83f68f\" data-e-type=\"widget\" data-id=\"f83f68f\">Pre-approval requests submitted through this page do not authorise a credit inquiry. A credit report is obtained only after you complete a full application and provide written consent. Meridian Motorcars is a licensed dealer, licence no. \u2014\u2014.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-42","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/demo.dealerthemes.com\/modern-franchise\/wp-json\/wp\/v2\/pages\/42","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo.dealerthemes.com\/modern-franchise\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/demo.dealerthemes.com\/modern-franchise\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/demo.dealerthemes.com\/modern-franchise\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/demo.dealerthemes.com\/modern-franchise\/wp-json\/wp\/v2\/comments?post=42"}],"version-history":[{"count":0,"href":"https:\/\/demo.dealerthemes.com\/modern-franchise\/wp-json\/wp\/v2\/pages\/42\/revisions"}],"wp:attachment":[{"href":"https:\/\/demo.dealerthemes.com\/modern-franchise\/wp-json\/wp\/v2\/media?parent=42"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}